Employer Information

"The greatest wealth is health."

–Virgil

 

Now, staying healthy is easier than ever.

 

Employees in good health. What could be better, financially and physically, for both employers and employees? That's why the Partnership Health Centers philosophy of care is this: Health first; that should be the entire focus of a health plan. 

 

We concentrate on keeping your employees healthy and productive. The evidence shows that healthcare savings follow. When companies try to save money on healthcare, they fail to aggressively promote the tests, screenings, and check-ups that lead to the early treatment of disease. Undetected diseases advance, and the cost of care skyrockets.

When We Succeed, Employers and Employees Save

 

Over time, Partnership Health Center’s philosophy of "health first" drives down the cost of healthcare. And we provide employers and employees with appropriate financial information about the actual cost of their plan so they can make informed decisions. Most plans won't do that, but Partnership Health Centers makes that a priority.

Evidence of Savings

 

Partnership Health Centers has a track record of better health for employee members and saving healthcare dollars that we are proud of. Our public sector clients have achieved savings through better care and care coordination, and we look forward to showing you how we can work with you and your employees to achieve those kinds of results for you.

 

Let's look at projections based on plan experience (see the chart below). The data below provides an example of the level of results we can achieve as your partner in health.

Trust Through Transparency

 

We establish goals and standards of performance for our program. This approach lets employers and employees know if they're getting a good value. Employers also know exactly where their money goes because we share that information with them each year. Our approach leads to future cost stabilization. When costs stabilize, we tell employers how much has been saved.

We are unique in the industry because we have no economic conflicts of interest in terms of where healthcare dollars go—no commissions, referral fees, supply markups or capitation charges. That way, there are no hidden incentives to cut corners or do anything other than promoting best-practice medicine for members.

Broker Information

 

Partnership Health Centers can administer any plan design at a competitive cost. Employees appreciate that their benefits remain the same without any disruption. However, the most important reason to use Partnership Health Centers is that it offers two features not readily available to this marketplace: effective, web-based early care advocacy and financial transparency.

These features are based on a philosophy of care that takes into account the financial impact of early care on the total cost of healthcare. The total cost of healthcare should never be measured solely in terms of monthly per-employee-per-month (PEPM) rates. The true cost of healthcare, the total cost, is found in these rates plus the cost of lost workplace productivity (absenteeism, diminished capacity while at work or distractions from ill dependents).

 

It is foolish to think low rates are attractive if they are coupled with low worker productivity. Even relatively high rates look better from an overall budget point of view if the financial value of high workplace productivity is taken into account. The Total Cost of Healthcare (TCH) is the only proper benchmark for assessing the cost-competitiveness of health plan options.

 

Partnership Health Center’s philosophy of "health first" drives down the total cost of healthcare, but that is not all. We also believe that accurate financial disclosure and accounting is an essential component of effective benefit design. Totally Transparent Healthcare (TTH) is the benchmark for use of health dollars. How can employers and employees know what kind of benefit coverage best promotes health and productivity if they don't know the true costs of their plan? 

 

Partnership Health Centers provides employers and employees with appropriate and detailed financial information about the actual cost of their plan so they can make informed decisions. It isn't often health plan sponsors and members receive simple, accurate disclosures of financial information. Partnership Health Centers makes that a priority.

 

​The total cost of healthcare (TCH) and total transparency of healthcare (TTH) need to be the new benchmarks upon which health programs are measured. Partnership Health Centers is the new standard for health benefits administration. No one in the industry offers more services at the same location, with same-day appointments and no copays!

Employer FAQ

How does Partnership Health Centers benefit public employers and employees alike?

 

Partnership Health Centers is an advocate for employee health and promotes care in unprecedented ways-- by arming members with detailed knowledge about their options, by providing a free and 100% voluntary state-of-the art health center, by promoting early care and wellness. Healthy employees represent the most financially beneficial position for employers.

 

Do benefits change if an employer switches to Partnership Health Centers?

 

No. Partnership Health Centers is scrupulous in following the benefit design parameters of “equal-to-or-better-than” to honor contract requirements. In addition to coverage requirements remaining unchanged, members have access to a dedicated, one-stop-shopping health center to be used on a voluntary basis for primary care as well as referrals and care coordination purposes. There, they can visit outstanding doctors and other providers. In addition to medical services, they can receive their medications, X-rays and lab work at one location with no co-pay.

 

Do co-pays and deductibles change?

 

No. Even better-- if a member chooses to use the Partnership Health Centers services, there are no co-pays, deductibles, or any other out-of-pocket expense.

 

Can members visit the doctor of their choice?

 

Yes. Partnership Health Centers allow employers and health plan sponsors access to a customized provider network as large as any available. Moreover, we have a unique and powerful way to recruit providers who will not participate in any network. The Partnership Health Centers program is based on the premise that encouraging access to healthcare is wise not only for health purposes, but financially as well. Of course, a doctor can call us to join at any time.

 

Is Partnership Health Centers an insurance company?

 

No. This is one of the reasons why Partnership Health Centers can more easily save employers and employees healthcare dollars. It is a health benefits company managing customized health benefit programs for public and private sector employers. Although it is not an insurance company, we offer plan sponsors and their employees a turnkey and complete program for healthcare coupled with insurance protection from a rated carrier.

We are unique in the industry because we have no economic conflicts of interest in terms of where healthcare dollars go—no commissions, referral fees, supply markups or capitation charges. That way, there are no hidden incentives to cut corners or do anything other than promote best-practice medicine for members.

 
 

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76 W Gilbert Street, Red Bank, NJ 07701

609-606-7000